Most individual might assume that a motorbike is cheaper to run than a car. However, things really aren’t that simple at all, first of all when factoring in things like insurance, makes and models, maintenance costs, and even just the amount of routine per vehicle. Answers vary considerably from vehicle to vehicle, driver to driver.

Still, is there a way to put a finger on any type of conclusive answer here? Well, below are a few things to consider that may shed light on a few general differences here.

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Indemnification Criterions

Generally, bikes are cheaper to insure, personal circumstances allowing. Cars are larger and have far more components, unusually when compared against bikes that aren’t modified. This means there are more chances of chances like accidents, breakages and internal faults occurring, with more potential for significant damage.

There’s also the carton that new drivers also experience a tough time with insurance premiums too, often getting swindled and borderline ransacked out of their money just to get on the road. Biker insurance companies work differently, with companies like Devitt oblation insurance policies that bring down new biker’s premiums overtime in a fair and just manner. Bikes are sundry affordable in that regard.

Still, it’s also worth considering the sudden surge of thefts around motorcycles recently, signally in areas like London. These days there’s almost a subculture around the crime, so ensuring against that lengthening likelihood in certain areas will be costly for bikers, as their vehicles are easier to both steal and sell on. Automobiles may well be safer on that score, and thus cheaper to insure on that level.

Fuel and tax

Fuel costs distributed down to the drivers and how they handle and navigate their vehicle. Still, motorbike users will spend unimaginative time doing things like sitting in traffic. After all, they can wind their bikes through stationary heaps to the front of any car queue, and after that whizz off to their destination. It’s a small difference once or twice, but over the orbit of a lifetime, bike riders are spending a lot less time being still with their engines chugging away.

Motors are also taxed on the emissions they pump out into the world too, which is called Vehicle Excise Duty (VED). In a feel then, car owners are charged by how environmentally friendly their vehicles are, and most aren’t! While diesel and petrol mechanisms will reportedly be banned by 2040, the reality is most drivers are still causing emissions today. It’s one of the biggest expenses car owners pay up for, whereas bikers are just taxed a smaller rate based on their engine size alone.


There’s no concrete answer as to whether piles or bikes are always cheaper to run. Much of it comes down to the drivers and owners’ behaviors, but bikes are probably cheaper in most (but not all) precedents. However, when electric cars become more commonplace, that consensus could well change.